A lot of the people we help here have spent their careers on or around campus. That comes with retirement questions most advisors gloss over: how to make the most of the Optional Retirement Program (ORP), your 403(b) and 457, and how it all fits with Social Security and the rest of your savings.
Martin Wealth Solutions has not provided any compensation for the testimonials shown. Your experience may not be representative of their experiences. To our knowledge, there are no material conflicts of interest. Testimonials are from current clients as of 9/5/2026.
Martin Wealth Solutions is a fiduciary firm, which means we're required to put your interests first. We help Blacksburg faculty, staff, professionals, and retirees turn a career's worth of saving into a coordinated, tax-smart retirement.
Making the most of your ORP, 403(b), and 457, and coordinating them with everything else.
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A reliable, tax-efficient paycheck from all your sources.
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Roth conversions and multi-year strategy to lower your lifetime tax bill.
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The kind well-informed savers tend to appreciate.
If you're a Virginia Tech employee, you've likely faced choices no one really explained — ORP versus VRS, which providers to use, how to draw everything down in the right order once you retire. We help you make sense of it: coordinating your university retirement accounts with your other savings, sequencing withdrawals to keep taxes low, and building an income plan that actually holds together. (We're an independent firm, not affiliated with Virginia Tech or its plan providers.)
After years of disciplined saving and investing, this couple reached financial independence in their late 30s. Their challenge wasn't accumulating more. It was creating a sustainable plan for a retirement that could last 50+ years.
A strong income, growing investments, and a healthy financial foundation. What they lacked wasn't information. It was time, clarity, and a trusted partner to help coordinate financial decisions.
"The whole team at Martin Wealth have been very helpful to me. I’ve been a client for about 5 years and love that they are always available to answer questions."
A Note from Our Founder: I founded Martin Wealth Solutions in 2011 because it was time for a change - not just for me, but in how the wealth management profession delivered advice and cared for clients as fiduciaries. The goal was simple: make retirement planning easier to understand. Make it human. Today, our fiduciary planning team - including CFP® professionals – helps people make smart decisions about taxes, retirement income, investments, and healthcare. So they can retire on their terms.
That goal shapes every part of our firm - our people, our services, our operations, and how we work with you. We give you clear answers and a team you can turn to whenever an important retirement decision comes up. We serve clients in Roanoke, Salem, Smith Mountain Lake, Blacksburg, Christiansburg, and throughout the New River Valley, as well as clients nationwide.
Schedule a 20-minute call with a fiduciary advisor - not a salesperson. We’ll talk through where you are, what’s on your mind, and whether a next step makes sense. No sales pitch. No paperwork. No pressure. Just a conversation.
The underlying question is simple: "Will we be okay?" We build a plan that shows when you can retire, how much you can spend, and where your retirement income will come from—so you can enjoy what you worked for.
“What happens if the market crashes after I retire?” It’s one of the biggest fears retirees have. We build low-cost, tax-efficient portfolios so you have a clear strategy for what to do when markets fall instead of reacting in the moment.
“How do I pay less in taxes?” We build tax strategies to help you reduce taxes today and throughout your retirement—so you can keep more of what you’ve worked hard to save.
Our fiduciary advisors help you make smart retirement decisions about taxes, retirement income, investments, and healthcare
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New River Financial Group, LLC is a Registered Investment Advisor offering advisory services in the State of Virginia and other jurisdictions where exempted. New River Financial Group, LLC dba Martin Wealth Solutions.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions.
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